Impact on Insurance Premiums

Conviction of impaired driving, over 80, or refuse breath sample will result in a significant increase in your automobile insurance premiums. In fact, you may not be able to secure an insurance policy.

Classified as a "high-risk" driver in the Province of Ontario, an individual is usually required to obtain insurance from Facility Association. Facility Association will typically add a surcharge of 100% of the normal premiums for the first three years following a conviction. However, the surcharge can be increased up to 250% if the individual is a repeat offender or if there was multiple convictions relating to the same incident (such as careless driving).

For detailed no-charge 30 minute consultation, please contact our office.